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File #: 18-1218    Version: 1
Type: Agenda Item Status: Approved
File created: 8/2/2018 In control: Board of Supervisors
On agenda: 8/28/2018 Final action: 8/28/2018
Title: Human Resources Department, Risk Management Division, recommending the Board: 1) Approve the County purchase first-dollar workers’ compensation insurance coverage through the Primary Workers’ Compensation Program and eliminate the current $300,000 self-insured retention for workers’ compensation; and 2) Adopt and authorize the Chair to sign Resolution 187-2018 authorizing the Director of Human Resources or the Risk Manager to submit an application to the Director of Industrial Relations, State of California, for a Certificate of Consent to Self-Insure by Interim Self Insurer related to workers’ compensation liabilities on behalf of the County of El Dorado and to execute any and all documents required for such application. FUNDING: Internal Service Fund.
Attachments: 1. A - Resolution 8-28-18, 2. B - Approved Blue Route 8-28-18, 3. Executed Resolution 178-2018
Related files: 19-0383, 18-1418, 19-1654
Title
Human Resources Department, Risk Management Division, recommending the Board:
1) Approve the County purchase first-dollar workers’ compensation insurance coverage through the Primary Workers’ Compensation Program and eliminate the current $300,000 self-insured retention for workers’ compensation; and
2) Adopt and authorize the Chair to sign Resolution 187-2018 authorizing the Director of Human Resources or the Risk Manager to submit an application to the Director of Industrial Relations, State of California, for a Certificate of Consent to Self-Insure by Interim Self Insurer related to workers’ compensation liabilities on behalf of the County of El Dorado and to execute any and all documents required for such application.

FUNDING: Internal Service Fund.
Body
DISCUSSION / BACKGROUND
Since May 1, 1992, the County of El Dorado (County) has been a member of the California State Association of Counties Excess Insurance Authority (CSAC-EIA), a member-directed risk sharing pool of counties and public entities committed to providing risk coverage programs and risk management services which are competitive, available, responsive, equitable and stable.

The CSAC-EIA currently offers two Workers' Compensation Programs:

1. Excess Workers' Compensation (EWC)

Under this program, a member entity must have a Certificate of Consent to Self-Insure from the Department of Industrial Relations. (The County has had such a certificate since January 1, 1979.) Each member selects from among the available Self-Insured Retention (SIR) levels, currently at $125,000 to $5,000,000. There are approximately 178 members, including 49 counties. Members must bear the cost and provide the administration and defense of claims themselves, which may be in-house or outsourced. The costs to administer the claim, regardless of whether claims administration is done in-house or by an outside Third Party Administrator (TPA), are never reimbursed, not even when the costs exceed the SIR. Likewise...

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